How to do it
- Open a company page and click the Figures tab. The year next to it is the latest financial year.
- Read The essentials first: five questions with a one-word answer, and a sentence that sums it all up.
- Choose the financial year at the top right. Health, quality and the year in detail follow.
- Use the "On this page" list on the left (on your phone, the buttons at the top) to jump to a block.
- Take the figures with you via Download: the financial report, the company page as PDF or the figures as CSV.
At the top: company figures at a glance
The bar shows the source: "NBB · financial year 2025 · abridged format · filed on ...". Next to it you choose the year. On the left (on a wide screen): the parts of the page, the period (5 or 10 years) and the Download menu.
1. The essentials
Five questions everyone asks about a company, each with a bar per year and the rule we use:
- Is it selling more? (or: earning more, when turnover is not reported): good if turnover or gross margin is higher than the year before.
- Is anything left over? Good with a profit, caution with a loss.
- How much is its own money? Good from 30% solvency, caution below 15% or with negative equity.
- Can it pay its bills? Good from a liquidity of 1.
- Are more people working there? Caution if staff falls for two years or more.
The summary sentence and the signals (for example "Filed on time") come from fixed rules, not AI. With Pro you see extra signals.
2. In plain language (Pro)
In the purple bar in The essentials. Click "Explain in plain language" and an AI model writes in a few sentences what the annual accounts say.
3. Key figures
Tiles for turnover, gross margin, EBITDA, profit, equity, staff, solvency, liquidity and working capital, each with the change from the year before. Click a tile and the chart shows that figure over the years. Click a year in the chart and the whole page jumps to that year. With Pro, switch the sector median on or off.
4. Position in the sector (Pro)
How does the company compare with similar companies on gross margin, growth, solvency, liquidity and staff? You pick another group via "Choose another group", in Search. With the ranking on gross margin and a link to the closest competitors.
5. Health (Pro)
Altman's Z''-score for the chosen year: healthy, grey zone or vulnerable. Together with quality in a four-quadrant matrix. Click "How is the score built up?" for the four parts.
6. Quality (Pro)
An adapted Piotroski score: up to nine fixed rules (profit, cash flow, return, debt, liquidity, capital injection, margin...) that are met or not.
7. Financial year in detail (Pro)
The film of one year: from gross margin to profit (waterfall), where the money goes (flow or table), what happened to the profit and a snapshot of the balance sheet: what the company owns and how it is financed.
8. Per 100 euros, over the years
In Financial year in detail, switch the balance sheet to "per 100 euros": scaled to 100 euros, so you can compare big and small. Below it, click items to follow them as a line over the years.
9. All figures
All items follow the Belgian format of annual accounts, which builds on the European Accounting Directive.
The full table per year: results, balance sheet, people, profitability, liquidity and solvency, margin and staff, with the change under each year. Click a term for the explanation. At the top, the link to the full accounts at the NBB.
Free and Pro
Without Pro you see The essentials, the key figures and all figures of the latest year. The Pro blocks are blurred with an example. With Pro: up to ten years, the sector, health, quality, the year in detail, plain language and the downloads. With Pro you can also move and hide the blocks.