Updated on 11 October 2026.
This translation is provided for information only. In the event of any discrepancy, the Dutch version prevails.
Nummo is operated by LEAP Advisor BV, Ter Bunder 15, 9070 Destelbergen, enterprise number 0687.978.339, VAT BE 0687.978.339 ("we"). These terms apply to any use of nummo.be, the Chrome extension and the API. Questions or complaints? Email hello@nummo.be.
1. What Nummo is
Nummo is a search engine for Belgian businesses. We show public data from the Crossroads Bank for Enterprises (CBE) (FPS Economy), the annual accounts filed with the National Bank of Belgium, the Belgian Official Gazette, the Peppol network, VIES and businesses' own websites. To this we add our own calculations (ratios, signals, comparisons, barometers) and summaries, some of which are produced with the help of AI. Free use is possible without an account. Nummo Pro provides more data and features.
2. Not an official source, not advice
Nummo is not an official source. We collect the data carefully and update it every night, but it may be incomplete, out of date or incorrect, also because the sources themselves contain errors. In case of doubt, the official registers and the filed annual accounts prevail. Please also read our disclaimer.
Scores, signals, ratios, the health check, comparisons and summaries are an automated, informative reading of a closed financial year according to fixed, publicly described rules. They do not take into account payment behaviour, recent events or securities. They are not a credit rating within the meaning of Regulation (EC) No 1060/2009, nor credit, investment, legal, tax or accounting advice. You make your own decisions. If a business disagrees with a calculation, it can report it; we review every report.
3. What is and is not permitted
You may use Nummo to look up, assess and monitor businesses, for yourself or for your own organisation. You may copy individual data items into your own files, quotations or reports, stating the source.
The following are not permitted:
- retrieving data automatically or on a large scale outside the API (using scripts, bots, scrapers or crawlers), or circumventing Nummo's technical restrictions;
- repeatedly and systematically extracting parts of our data, or a substantial part of it in total, in order to include it in your own database, product or service or to resell it. Our database is protected by the database right (Book XI of the Belgian Code of Economic Law);
- using our data or texts to train or test AI models. We expressly reserve our rights with regard to text and data mining within the meaning of Article 4 of Directive (EU) 2019/790;
- using data in breach of privacy legislation or the rules on direct marketing, or circumventing the shielding of data;
- using Nummo in a way that harms the service or other users.
Data on persons
Signed-in users also see data on natural persons: the address of sole proprietorships (with Pro) and the mandates of managers and directors. This is public data, but it remains personal data. You use it only to look up and assess a business or business partner. The following are not permitted: direct marketing to those persons (including unsolicited post, emails or telephone calls based on that data), building lists or profiles of persons, and further distributing the data. For what you yourself do with the data, you are the controller under the GDPR.
In the event of misuse, we may restrict or suspend access or close the account, without refund of the current period and without prejudice to our other rights.
4. Account
You need an account for Nummo Pro, lists, alerts and the API. An account is personal: you keep your sign-in details to yourself, do not share your account and are responsible for what happens with it. You can delete your account at any time in your profile.
5. Nummo Pro
Pro costs € 6 per month or € 49 per year, excluding VAT, unless the pricing page states a different price or discount. New users receive a free trial without a payment card: 7 days, or longer during a promotion as stated on the pricing page. After the trial you return to Free, unless you take out a subscription yourself.
A subscription runs monthly or annually and is automatically renewed each time for the same duration. You cancel it in your profile, at any time, with effect from the end of the current period; until then Pro continues to work. Payment is made in advance via Stripe (payment card). You receive an invoice for each payment. If a payment fails, we may suspend Pro until it has been settled.
Some features have a reasonable usage limit, such as the number of financial reports or AI summaries per day or month. We announce price changes by email at least one month in advance; they apply from your next period, and you may cancel before then.
Discount codes apply only under the conditions stated with the code and cannot be exchanged for cash. Nummo Onderwijs (education) is free for pupils, students and teachers of a school on our list, with a limit on the number of profiles per month, as long as you confirm each month that your school email address is still active. It is intended solely for education, not for commercial use.
6. API and extension
The API is intended for retrieving data on individual businesses in your own application. Your API key is personal and secret. Daily limits apply, as stated on the developers page; using the API to take over all or most of the database is not permitted. Where possible, we announce changes that break existing integrations one month in advance. You use the Chrome extension under the same rules as the website.
7. Right of withdrawal for consumers
If you take out Pro as a consumer (not for your profession or business), you have a 14-day right of withdrawal from the time of taking out the subscription. Because Pro gives immediate access to digital content, when you take out the subscription we ask for your express consent to start immediately; with that, the right of withdrawal lapses for what you have already used. During the free trial you pay nothing and can simply stop.
8. Liability
We do our best to keep Nummo available, secure and accurate (best-efforts obligation), but give no guarantee of completeness, accuracy or uninterrupted availability. We are not liable for decisions you take on the basis of Nummo, nor for indirect damage such as loss of profit or loss of data, except in the event of intent, fraud or gross negligence. Our total liability is limited to what you paid for Nummo in the past twelve months. These limitations do not apply where the law prohibits them, for example towards consumers.
We are not liable for a failure caused by force majeure, such as an outage at a source, a hosting partner or the internet.
9. Intellectual property
The website, the software, the design, our texts and calculations and the compilation of the database belong to us or our licensors. The public data itself remains the property of its source. You receive only a personal, non-transferable right to use Nummo in accordance with these terms. If you send us suggestions, we may use them freely.
10. A business or person wishing to be shown less
A business can ask for its profile to be shown in limited form or to be hidden via this form. A manager or director can object to their mandates being shown via hello@nummo.be. More in our privacy statement.
11. Changes
We may amend these terms, for example when introducing new features or following a change in the law. We notify users with an account of significant changes by email at least one month in advance. If you do not agree, you can cancel your subscription before the change takes effect; the current period will then be refunded pro rata.
12. Governing law and disputes
These terms are governed by Belgian law. In the event of a complaint, we first seek a solution together: email hello@nummo.be. If that does not succeed, the courts of the judicial district of East Flanders, Ghent division, have jurisdiction. If you are a consumer, you retain the right to bring proceedings before the court of your own place of residence and to turn to the Consumer Mediation Service. The Dutch text of these terms prevails over the translations.
See also our privacy statement, our cookie policy and our disclaimer.