be-advised BV

The annual accounts of be-advised in plain language: gross margin, profit and equity from 2023 to 2025.

Updated on 06/10/2026

ActiveActivities of holding companies

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NBB · financial year 2025 · micro format · filed on 22/07/2026

filed 22/07/2026

The essentials

financial year 2025

be-advised made a loss in 2025.

Loss in 2025
Filed on time
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Annual accounts, explained in plain language

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Financial year 2025 closed with a loss of €21,715. In 2024 there was a profit of €19,031. amounts to €124,284, or 100% of .

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Written from the filed annual accounts, using fixed rules. Not financial advice.

Key figures

Click a figure: the chart shows it. Click a year: the whole page switches to that year. Sector: Activities of holding companies · NACE 64.210 · no staff · Flemish Brabant.

Results

People and equity

Cash and debt

· turnover minus purchases and services-€18,796 in 2025

First financial year shown

This company

Where the money goes Pro

the story of 2025 · Filed on 22/07/2026

Profit€61,000Stays in the company€41,000To the shareholders€20,000

What do these steps mean?

Gross margin: what is left of sales after purchases and services (e.g. rent, energy, subcontracting)
Staff costs: wages, social security contributions and pensions
Other costs: write-downs, provisions and miscellaneous operating costs
Depreciation: the annual wear and tear on buildings, machinery and vehicles
Financial result: interest and other financial income minus costs
Taxes: corporate income tax

Where does the money go?From gross margin to profit, assets and financing, and what happens to the profit, per financial year. This is part of Nummo Pro.Start your free trial

Assets and financing Pro

snapshot at 31/12/2025

What the company owns · where the money goes

Fixed assetsbuildings, machinery, vehicles, holdings€310,000

Inventories€90,000

Receivableswhat customers and others still owe€260,000

Cashin the bank and invested€320,000

How it is financed · where the money comes from

Equitycapital and retained earnings€420,000 · 43%

Debts due after more than one year€180,000

Debts due within one year€380,000Suppliers€150,000Other (e.g. dividend payable)€100,000Taxes and wages€90,000Bank and loans€40,000

Assets and financingWhat the company owns and how it paid for it, in euros and per 100 euros, per financial year. This is part of Nummo Pro.Start your free trial

Health check Not applicable to holding and real estate companies: their balance sheet consists mainly of participations or buildings, which distorts the Altman model. Altman model (Z'')

Position in the sector Pro

Compared with1,356 companiesActivities of holding companies · NACE 64.210 · no staff · Flemish BrabantChoose another group →

Gross margin€250,000

Higher than 62% of the group
median €250,000

Gross margin growth (3 years)+6% per year

Higher than 48% of the group
median +6% per year

Solvency38%

Higher than 71% of the group
median 38%

Liquidity1.40

Higher than 55% of the group
median 1.40

Staff12 FTE

Higher than 40% of the group
median 12 FTE

middle half of the groupmedian

Ranking by gross margin#12 of 80in this group · #140 of 900 with the same activity in Belgium

View the largest in this activity Compare with the closest competitorsSame activity, nearby, similar size

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Results

Balance sheet

With Pro

EBITDA

Operating result

Short-term debts

Cash and cash equivalents

Working capital

Return on equity

Return on assets

Cash flow

in euroschange from the previous year	2025	2024	2023
Results
9900	-18,796	33,7930%	33,685
9904	-21,715	19,031-3%	19,563
Balance sheet
10/15	124,284-15%	145,998+11%	131,968
20/58	124,824-20%	156,3100%	156,156
Debts	540-95%	10,312-57%	24,136
With Pro
EBITDA	1.207.450	63.980	9.415
Operating result	1.207.450	63.980	9.415
Short-term debts	1.207.450	63.980	9.415
Cash and cash equivalents	84.210	1.207.450	63.980
Working capital	84.210	1.207.450	63.980
Return on equity	1.207.450	63.980	9.415
Return on assets	1.207.450	63.980	9.415
Cash flow	412.730	84.210	1.207.450

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Ratios calculated by Nummo: solvency = equity / balance sheet total, liquidity = current assets / short-term debts. Sector median: Activities of holding companies · NACE 64.210 · no staff · Flemish Brabant. Micro and abridged formats do not report turnover; that is why the gross margin takes centre stage.

Sources

Board, registered office, activities, mergers: Crossroads Bank for Enterprises, updated every night · view ↗
Figures, shareholders, subsidiaries, audit: Annual accounts to 31/12/2025, filed on 22/07/2026 with the National Bank · view ↗
Deeds and publications: Belgian Official Gazette, latest on 11/05/2021 · view ↗

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